SERVICE OPTIONS

1. PREPAID PHONE CARDS

   The phone cards are competitively priced to meet all your domestic and international needs. You can dial from home, work, or anywhere else including hotels, without having to worry about the running charge of your phone call. PayRight™ offers a variety of cards that can be customized upon request, with great rates to frequently called countries.

2. PREPAID WIRELESS

   PayRight™ offers Prepaid Wireless, one of the fastest rising telecommunication service sector, with a growth projection of about seven billion dollars ($7Billion) by 2005. There are no credit checks, no contracts, and no deposit required. Therefore, you need not worry about early termination penalties. Enjoy the convenience as well as the security that comes with a phone, but without the headaches associated with breaking a lease.

3. PREPAID HOME DIAL TONE

   PayRight™ invites you to try this relatively new and unique program that allows you to have a phone service at home without the inconvenience of account setup requirements. There are no deposits, no credit checks, and no identifications required. Best of all, you get to control your phone bill. It has the same features as the regular service offered by major carriers like Call Waiting, Caller ID, and any other standard offerings.

4. PREPAID INTERNET

   Prepaid Internet is continuously attracting new markets everyday. PayRight™ recognizes the importance to inform you of how you can stand to benefit from this emerging web-based telecommunication tool. This service allows you to check your e-mail and surf the web regardless of where you are for as long as you have an access to a computer and an internet connection. It is a great companion for travelers and a cost-efficient tool for the infrequent Internet user. There are no credit checks, membership, or monthly bills.

5. PREPAID DIRECT TV

   PayRight™ through its providing affiliate, extends a Free Equipment, Free Installation, and a Free Month of Service of Direct TV. Get more than a hundred DISH Network channels straight to your tube from Discovery Channel, Lifetime, Disney, ESPN, CNN and many more. The activation fee includes first month of service, free dish installation, and up to four (4) receivers. There is a processing fee and an annual contract requirement.

6. PREPAID DEBIT MASTERCARD

   PayRight™ offers a prepaid MasterCard that could be used as well in ATM machines. You can use the card on your retail, internet, and telephone purchases. Anyone can avail of it regardless of age, credit history, income or any other related factor. There is no application fee, no credit checks, no employment verification, no bank account information, no security deposit or interest charges. The consumer simply buys a card with the desired load amount and pays us a convenience load fee. A PIN number and a toll free number will be issued in the receipt to activate the card.